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... by State - Massachusetts


 

 

Placement Referral Help for Seniors Divider

State Guru

 On this state page you will find resources, senior housing, and senior lifestyle opportunities. Such items address Seniors' needs from Active Communities to Assisted Living along with Insurance, Medical and Financial Planning information.
We attempt to keep the state unique information current. To accomplish this we encourage individuals to become a state "guru".

If you are aware of any changes that need to be made or might want to become a guru with its related rewards, please let us know via the email or address at the bottom of this page.

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After Mom Moves

After Mom Moves

After Mom Moves
AFTER MOM MOVES

Are you trying to manage the resources from afar?

  You may benefit from Seniors Real Estate Coordination
- Property preparation for sale - Estate clean out - No hassle transitions
- Communication with family & professional advisors - Home sale and closing
To contact a Seniors Real Estate Professional click HERE
NO extra fees or obligation

Agencies on Aging

Agencies on Aging

Executive Office of Elder Affairs
1 Ashburton Place, 5th Floor
Boston, MA 02108
1.800.882.2003
617.727.7750

Alzheimers
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Alzheimer's Communities Regulations


Alzheimer's Unit requirements are not separately specified
Executive Office of Elder Affairs
617.727.7750


Assisted Living Communities

Assisted Living Communities

Assisted Living Communities Your retirement planning should be based on understanding the options associated with Assisted living. As part of a retirement plan these options combine housing, support services and health care, as needed. Assisted living is a retirement service for individuals who require assistance with everyday activities such as meals, medication management or assistance, bathing, dressing and transportation. Some residents may have memory disorders including Alzheimer's, or they may need help with mobility, incontinence or other challenges of senior life. Residents are assessed to determine the level of service they may need. These retirement services generally include: 24/7 supervision, 3 meals a day, housekeeping, transportation, minor medical attention, personal care assistance, security and emergency call, exercise programs, social and educational activities. In addition some Assisted living communities may provide: gardens, libraries, and chapels.

Assisted living communities are operated by both profit and non-profit organizations. Pricing can range from $1000 to over $4,000 per month based on your location. There may be extra fees for special services.

Learn more about Assisted Living Communities here.


Assisted  Living Communities

Assisted Living Communities

Assisted 
                Living Communities
Community
Address
City
ST
ZIP
    

Assisted Living Regulations divider

Assisted Living Regulations

Assisted Living Regulatory Information
Executive Office of Elder Affairs
617.727.7750

Assisted Living Residences provide room and board and provides for or arranges for personal care services and activities of daily living for three or more adults. The facility may arrange for nursing care by a certified provider of ancillary health services, but not for any resident in need of 24-hour skilled nursing care.



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Award Winning HMOs

Find out if any HMOs in your area rank in the top 50. HealthMatrix Research Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for an HMO and answers to Frequently Asked Questions.



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Directories - Senior Housing Options

MASSACHUSETTS AND NATIONAL
SENIOR HOUSING DIRECTORY

SENIORS FOR LIVING

www.seniorsforliving.com

Seniors For Living is a free online directory that makes it easy to find senior housing communities and home care providers across the US. Simply enter the location (City and State or Zip Code) and type of senior housing you are looking for and Seniors For Living will provide you with several options for the senior housing in your area that best fits your situation and needs.

Finding senior housing options has never been so fast and easy!

Adult Day Care

Adult Day Care

Adult Day Care Adult Day Care programs provide an assortment of health, therapeutic, and social services to those at risk of being placed in a nursing environment. Adult Day Care services support elderly individuals who lack full independence but who do not need 24-hour nursing care. Services may include therapeutic and social activities designed to meet and enhance the participant's level of functioning through individual plans of care. Such Adult Day Care services generally provide support, respite and education for caregivers.

A typical Adult Day Care center operates 10 - 12 hours per day and provides meals, social/recreational outings, and general supervision. Some Adult Day Care centers maintain a nurse on-site and may also provide transportation and personal care.

With the added support through participation in Adult Day Care, admission to rest homes or nursing homes may be delayed. Hence, participants may be able to remain at home with family members for a longer period of time. In addition the social stimulation and recreational activities often mitigate the decline of cognitive/physical functions.

Adult Day Care support also aids caregivers by providing respite services thus enabling caregivers to work or to have a break from their caregiving responsibilities.

Costs for services are usually less than a home health visit and significantly less than a skilled nursing facility. Daily fees for adult day services vary depending upon the services provided.

Learn more about Adult Day Care here.

Adult Day Care

Adult Day Care

Adult Day Care
Property
Address
City
ST
ZIP
    
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Drug Savings Programs and Medical Aids

Find Low Drug Prices

Save money! Compare prescription drug prices for 1,000+ medications. You'll also see online pharmacy ratings and shipping fees so you can compare total costs.

Find Low Drug Prices from Verified Pharmacies
 
compare drug prices




seniorresource.com

For information on your state's prescription drug assistance program-
800.243.4636
Program benefits and eligibility varies by state.

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Health Insurance Counseling and Advocacy Program (HICAP)

Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided.
1.800.882.2003
617.727.7750
For more counseling information visit www.medicare.gov

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Housing Guides


Find a retirement community, assisted living, nursing home, Alzheimer's care, home care, hospice and other senior products & services online at
www.NewLifeStyles.com
or in print by calling 800-869-9549.

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Insurance: Automobile

All Web Leads USinsurance.com

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Insurance: Life


Insurance, Long Term Care


Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities. Long-term care insurance can help pay for such care in the future. To help protect your financial independence, as you grow older, many Long Term Care Insurance providers have plans that offer comprehensive benefits as well as a proven track record of claims payments and financial stability. You should review all your options carefully.

 


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Investments: Annuities, 401K Rollovers





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Medical record keeping Divider

Medical Informational Record Services

    Is your medical information

    available to your caregiver??

  • A Personal Health Record for Caregivers
  • Keep track of all your medications and allergies
  • Carry your legal directives such as DNR, living will with you!
  • Attach your x-rays, test results and more!
  • Keep track of all your insurance claims in one place
  • Here is how you can make it happen!



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Moving Help and Supplies

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Move it. Store it. And save

PODS has made moving and storage easy and convenient. We’ll bring a container right to you, and you can take as long as you like to load it.

5% OFF 1st Month storage rental. 5% Off long-distance moves.

Moving

  • Pack at your own pace
  • Ground-level loading
  • No renting or driving a truck

Storage

  • Secure, clean Storage Centers
  • Lock it, and you keep the only key
  • Pack once—no repacking

Start Saving
Now Order

OR call 866-767-PODS and mention PROMO CODE SR411
*Available for a limited time only at participating locations. Offer void where prohibited by law. Please call for service locations. Must mention promotional code at time of order. Cannot be combined with any other offer. For local moves, 5% off first month's storage. Additional mileage charges may apply if outside our standard delivery area. For inter-franchise moves between two different PODS company-owned and/or franchisee territories, 5% off first month's storage, administrative fees, and transportation costs.


Placement Referral Help for Seniors Divider

Placement Referral Help for Seniors


A Place for Mom

FREE nationwide referral service helping families find nursing homes, assisted living, Alzheimer's care, retirement communities, home care, and other senior care options.

Our experienced Eldercare Advisors have assisted thousands of families with the difficult task of selecting senior care

Start your search today:
online assessment form.



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Real Estate Agents: Buy or Sell

Interested in Buying or Selling
a Home or Condo?

Whenever possible your inquiry goes to a Specialist trained to work with seniors from over 800 such specialists in our International referral network.

Having a Professional Specialist contact you, is just a click away! Fill out the inquiry form and we do the rest.

 

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Senior Apartments

You may choose to spend your golden years in a community designed especially for mature adults. Senior living facilities come in many sizes and shapes. Senior apartments are one such chose. A Senior Apartment allows you to take advantage of many amenities and personalized services without having to maintain a house and yard.

Senior apartments should be a consideration for older adults that can take care of themselves. Aside from age-restrictions these apartments are usually developed the same as standard apartments. Some of these apartments are also equipped with items such as hand rails and pull cords to make getting around and living easier. Also these apartments provide a community of elderly neighbors without the hassles of a larger home to manage. Properties can vary in terms of services but typically offer apartment living and services designed specifically for independent active seniors 55 and older. Since many of these residences are designed for active seniors, most do not offer meal service, housekeeping or medical services. Senior apartment complexes are usually located near senior centers, parks, shopping malls, golf courses and public transportation. Some provide van services to nearby shopping and needed services.

Senior apartments can be found in many communities, some are under federal housing guidelines and will only accept low income seniors, but most are privately owned. Many of the privately owned properties offer reduced rents to low-income tenants with assistance from Dept. of Housing Urban Development (HUD). You should be aware that senior apartments usually have a captured audience with a significant waiting lists period. The following table provides a listing of senior apartments in your state; those that may have subsidized units are identified with an "S" in the right hand column

 

Senior Apartment

Senior Apartments

Senior Apartments
Property
Address
City
ST
ZIP
S
    
Medicare Insurance Divider


State Department of Insurance

Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Division
Consumer Services Section
470 Atlantic Avenue
Boston, MA 02210-2223
617.521.7777

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Taxes

  • Personal Income Tax
    Tax Rate: Flat rate of 5.3% of federal adjusted gross income.
    Personal Exemptions: $3,300 for singles and $6,000 for marrieds.
    Standard Deduction: 0.
    Medical/Dental Deduction Same as Federal.
    Federal Income Tax Deduction: 0.
    Public Pension Exclusion: $6,000 per taxpayer minus SS benefits.
    Private Pension Exclusion: $6,000 per taxpayer minus SS benefits.
    Social Security Exemption: Full.
  • Sales Tax: 5% (Food and prescription drugs exempt)
    For further information see Massachusetts Department of Revenue.
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