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... by State - Maryland


Placement Referral Help for Seniors Divider

State Guru

 On this state page you will find resources, senior housing, and senior lifestyle opportunities. Such items address Seniors' needs from Active Communities to Assisted Living along with Insurance, Medical and Financial Planning information.
We attempt to keep the state unique information current. To accomplish this we encourage individuals to become a state "guru".

If you are aware of any changes that need to be made or might want to become a guru with its related rewards, please let us know via the email or address at the bottom of this page.

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After Mom Moves

After Mom Moves

After Mom Moves
AFTER MOM MOVES

Are you trying to manage the resources from afar?

  You may benefit from Seniors Real Estate Coordination
- Property preparation for sale - Estate clean out - No hassle transitions
- Communication with family & professional advisors - Home sale and closing
To contact a Seniors Real Estate Professional click HERE
NO extra fees or obligation
Agencies on Aging

Agencies on Aging

Office on Aging
301 West Preston Street
Room 1004
Baltimore, MD 21201
410.225.1102


Alzheimers
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Alzheimer's Communities Regulations


Alzheimer's Unit requirements are not separately specified
Department of Health and Mental Hygiene
Licensing and Certification Department
410.764.2770



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Apartments for Seniors

    Cambridge

Cambridge Senior Apartments
1040 Foxtail
Cambridge Maryland 21613
(410) 228-1340

Brand New and Ready For YOU!

Conifer Village at Cambridge in Dorchester County Maryland is now leasing Brand New one and Two bedroom apartments! Located off of Washington St (Rt 343) west of Leonard Lane.

This serene, wooded setting is packed with amenities you will enjoy such as fitness center, computer lab, community room, organized social programs, transportaion and more.

Hurry, call now and reserve your place at Conifer Village!
www.coniferliving.com

 

    Frederick

Spring Ridge Senior Apartments
6531 Spring Ridge Parkway
Frederick, Maryland 21701
301.620.2620

Offering 144 Affordable 1 and 2-bedroom apartments with patios,
in a state-of-the-art 3-story building in
the planned community of Spring Ridge
Located in a natural setting with access to walking trails, 200 acres of open space
a Certified Wildlife Sanctuary and a Community Center with pool,
tennis courts and shopping center.

Now Leasing, Hurry, CALL NOW!”
www.coniferliving.com



    Upper Marlboro

Marwood Senior Apartments
5605 South Marwood Blvd.
Upper Marlboro, Maryland 20772
301.599.1700

Offering 155 affordable 1 and 2-bedroom apartments with balconies
in a state-of-the-art 4-story building within
a Centex Homes senior community.
It features an entrance guard house, access to walking trails and a
Community Center with pool and putting green.
 “

Now Leasing, Hurry, CALL NOW!
www.coniferliving.com



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Assisted Living Regulations

Assisted Living Regulatory Information
Department of Health and Mental Hygiene
Licensing and Certification Department
410.764.2770

Assisted Living Programs provide housing and supportive services, supervision, personalized assistance, health-related services to meet the needs of residents who are unable to perform or who need assistance in performing the activities of daily living. Facilities may provide one of three levels of care: low, moderate, or high, based on licensing. If a facility continues to serve a resident requiring a higher level of care than that for which the facility is licensed or requiring care above level three, a waiver may be granted.


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Attorneys: Elder Law and Estate Planning

  • Lutherville
Frank, Frank & Scherr, LLC
1400 Front Avenue, Suite 101
Lutherville, Maryland 21093
410.337.8900 or toll free 1.888.338.0400


  A practice devoted exclusively to Elder Law, providing
  long term care and estate planning, guardianships, trusts,  
  medical assistance eligibility planning/management,
  probate and advance medical directives.



Adult Day Care

Adult Day Care

Adult Day Care Adult Day Care programs provide an assortment of health, therapeutic, and social services to those at risk of being placed in a nursing environment. Adult Day Care services support elderly individuals who lack full independence but who do not need 24-hour nursing care. Services may include therapeutic and social activities designed to meet and enhance the participant's level of functioning through individual plans of care. Such Adult Day Care services generally provide support, respite and education for caregivers.

A typical Adult Day Care center operates 10 - 12 hours per day and provides meals, social/recreational outings, and general supervision. Some Adult Day Care centers maintain a nurse on-site and may also provide transportation and personal care.

With the added support through participation in Adult Day Care, admission to rest homes or nursing homes may be delayed. Hence, participants may be able to remain at home with family members for a longer period of time. In addition the social stimulation and recreational activities often mitigate the decline of cognitive/physical functions.

Adult Day Care support also aids caregivers by providing respite services thus enabling caregivers to work or to have a break from their caregiving responsibilities.

Costs for services are usually less than a home health visit and significantly less than a skilled nursing facility. Daily fees for adult day services vary depending upon the services provided.

Learn more about Adult Day Care here.

Adult Day Care

Adult Day Care

Adult Day Care
Property
Address
City
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ZIP
    
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Award Winning HMOs

Do any HMOs in your area rank in the top 50?
HealthMatrix Research Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for an HMO and answers to Frequently Asked Questions.



life care communities


Continuing Care Retirement Communities CCRCs

  • Heron Point Chestertown, across Chesapeake Bay, 30 miles from Baltimore.


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Drug Savings Programs and Medical Aids

Find Low Drug Prices

Save money! Compare prescription drug prices for 1,000+ medications. You'll also see online pharmacy ratings and shipping fees so you can compare total costs.

Find Low Drug Prices from Verified Pharmacies
 
compare drug prices


idiaper Divider

iDiaper.com offers incontinence products and medical supplies for those in need. Adult Diapers
We have or can get just about anything, and you are welcome to call us at (866) 559-0353 or email us at admin@idiaper.com.

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seniorresource.com

For information on your state's prescription drug assistance program-
800.492.1974
Program benefits and eligibility varies by state.

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planning divider

Estate Planning

Estate Planning : Online Learning Center
with Estate Planning FAQS
   Understanding Estate Planning and Living Trusts
   Understanding Who Should Be Beneficiary of your IRA
   Estate tax calculator
   Seminars and workshops in the mid-Atlantic area


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Health Insurance Counseling and Advocacy Program (HICAP)

Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.243.3425
For more counseling information visit www.medicare.gov

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Housing Guides


Find a retirement community, assisted living, nursing home, Alzheimer's care, home care, hospice and other senior products & services online at
www.NewLifeStyles.com
or in print by calling 800-869-9549.


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Insurance: Automobile

All Web Leads USinsurance.com

 

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Insurance: Life

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Insurance, Long Term Care


Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities. Long-term care insurance can help pay for such care in the future. To help protect your financial independence, as you grow older, many Long Term Care Insurance providers have plans that offer comprehensive benefits as well as a proven track record of claims payments and financial stability. You should review all your options carefully.

 


Annuities 401K rollovers investments Divider

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Investments: Annuities, 401K Rollovers




Medical record keeping Divider

Medical Informational Record Services

    Is your medical information

    available to your caregiver??

  • A Personal Health Record for Caregivers
  • Keep track of all your medications and allergies
  • Carry your legal directives such as DNR, living will with you!
  • Attach your x-rays, test results and more!
  • Keep track of all your insurance claims in one place
  • Here is how you can make it happen!



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Moving help and Supplies

logo

Move it. Store it. And save

PODS has made moving and storage easy and convenient. We’ll bring a container right to you, and you can take as long as you like to load it.

5% OFF 1st Month storage rental. 5% Off long-distance moves.

Moving

  • Pack at your own pace
  • Ground-level loading
  • No renting or driving a truck

Storage

  • Secure, clean Storage Centers
  • Lock it, and you keep the only key
  • Pack once—no repacking

Start Saving
Now Order

OR call 866-767-PODS and mention PROMO CODE SR411
*Available for a limited time only at participating locations. Offer void where prohibited by law. Please call for service locations. Must mention promotional code at time of order. Cannot be combined with any other offer. For local moves, 5% off first month's storage. Additional mileage charges may apply if outside our standard delivery area. For inter-franchise moves between two different PODS company-owned and/or franchisee territories, 5% off first month's storage, administrative fees, and transportation costs.

Placement Referral Help for Seniors Divider

Placement Referral Help for Seniors


A Place for Mom

FREE nationwide referral service helping families find nursing homes, assisted living, Alzheimer's care, retirement communities, home care, and other senior care options.

Our experienced Eldercare Advisors have assisted thousands of families with the difficult task of selecting senior care

Start your search today:
online assessment form.



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Real Estate Agents: Buy or Sell

Interested in Buying or Selling
a Home or Condo?

Whenever possible your inquiry goes to a Specialist trained to work with seniors from over 800 such specialists in our International referral network.

Having a Professional Specialist contact you, is just a click away! Fill out the inquiry form and we do the rest.



Medicare Insurance Divider


State Department of Insurance

Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Administration Complaints and Investigation Unit
Life and Health
501 St. Paul Place
Baltimore, MD 21202-2272
410.333.2793
410.333.2770


Taxes

  • Personal Income Tax
    Tax Rate: From 2% the lowest, to 4.75%, the highest.Counties and Baltimore City may add additional taxes from 1.25% to 3.15%
    Income Brackets: Four brackets from $1,000 the lowest to $3,000, the highest.
    Personal Exemptions: $2,400 for singles and $4,800 for marrieds, over 65 %2,400 each.
    Standard Deduction: $1,500 to $3,000 (15% of Maryland adjusted gross) for singles
    $2,000 to $4,000 for marrieds filing jointly.
    Medical/Dental Deduction Same as Federal.
    Federal Income Tax Deduction: 0.
    Public Pension Exclusion: Over 65 $21,500 in from in state.
    Private Pension Exclusion: Over 65 $21,500.
    Social Security Exemption: Full.
  • Sales Tax: 5% (Food, prescription and non-prescription drugs exempt)
    For further information see Maryland Comptroller of the Treasury.


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