After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
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You may benefit from Seniors
Real Estate Coordination
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- Property preparation for sale - Estate
clean out - No hassle transitions
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- Communication with family & professional
advisors - Home sale and closing
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To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation
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Agencies on Aging
Division of Aging
Department of Social Services
P.O. Box 1337
615 Howerton Court
Jefferson City, MO 65102-1337
314.751.3082
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Alzheimer's Communities Regulations
Alzheimer's Unit requirements are not separately specified
Department of Social Services
573.751.3082
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Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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ZIP
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Assisted Living Regulations
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Assisted Living Regulatory Information
Department of Social Services
573.751.3082
Residential Care Facilities I and II provide three or more residents
with shelter, board, protective oversight. In addition to these,
level II facilities provide supervision and assistance with personal
care. Facilities I and II may provide care during short-term illness
or recuperation and provide services such as dietary supervision,
personal care assistance, and supervision of health care under
the direction of a licensed physician. Home health services may
also be provided.
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Award Winning HMOs
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Find out if any HMOs in your area rank in the top 50. HealthMatrix
Research Inc. ranks HMOs, provides price comparisons, tips
to ask when shopping for an HMO and answers to Frequently Asked
Questions.
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Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+ medications.
You'll also see online pharmacy ratings and shipping fees so
you can compare total costs.
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iDiaper.com offers incontinence products and
medical supplies for those in need.
Adult Diapers
We have or can get just about anything, and you are welcome
to call us at (866) 559-0353 or email us at admin@idiaper.com.
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Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.390.3330
For more counseling information visit www.medicare.gov
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to top
Housing Guides
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Find a retirement community, assisted living,
nursing home, Alzheimer's care, home care, hospice and other senior
products & services online at
www.NewLifeStyles.com or in print by calling 800-869-9549.
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Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully.
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Investments: Annuities, 401K Rollovers
 
 
Medical Informational Record Services
Is your medical information
available to your caregiver??
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A Personal Health Record for Caregivers
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Keep track of all your medications and allergies
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Carry your legal directives such as DNR,
living will with you!
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Attach your x-rays, test results and more!
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Keep track of all your insurance claims
in one place
Here is how you can make it happen!
 
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Assisted Living Communities
 Your
retirement planning should be based on understanding the options associated
with Assisted living. As part of a retirement plan these options combine
housing, support services and health care, as needed. Assisted living
is a retirement service for individuals who require assistance with
everyday activities such as meals, medication management or assistance,
bathing, dressing and transportation. Some residents may have memory
disorders including Alzheimer's, or they may need help with mobility,
incontinence or other challenges of senior life. Residents are assessed
to determine the level of service they may need. These retirement
services generally include: 24/7 supervision, 3 meals a day, housekeeping,
transportation, minor medical attention, personal care assistance,
security and emergency call, exercise programs, social and educational
activities. In addition some Assisted living communities may provide:
gardens, libraries, and chapels.
Assisted living communities are operated by both profit and non-profit
organizations. Pricing can range from $1000 to over $4,000 per month
based on your location. There may be extra fees for special services.
Learn more about Assisted Living Communities here.
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Assisted
Living Communities
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Community
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Moving Help and Supplies
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Move it. Store it. And save
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PODS has made moving and storage easy and convenient. We’ll
bring a container right to you, and you can take as long as
you like to load it.
5% OFF 1st Month storage rental. 5%
Off long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
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Start Saving
Now 
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OR call 866-767-PODS and mention PROMO
CODE SR411 |
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*Available
for a limited time only at participating locations. Offer void
where prohibited by law. Please call for service locations.
Must mention promotional code at time of order. Cannot be combined
with any other offer. For local moves, 5% off first month's
storage. Additional mileage charges may apply if outside our
standard delivery area. For inter-franchise moves between two
different PODS company-owned and/or franchisee territories,
5% off first month's storage, administrative fees, and transportation
costs.
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Placement Referral Help for Seniors
A
Place for Mom
FREE nationwide referral service helping
families find nursing homes, assisted living, Alzheimer's
care, retirement communities, home care, and other senior
care options.
Our experienced Eldercare Advisors have assisted thousands
of families with the difficult task of selecting senior care
Start your search today:
online
assessment form.
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Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
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State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Department of Insurance
Consumer Assistance Division
PO Box 690
Jefferson City, MO 65102-0690
1.900.726.7390
314.751.2640
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Taxes
- Personal Income Tax
Tax Rate Range: 1.5% to 6%.
Ten income brackets: Lowest is $1,000, highest is $9,000
Personal Exemptions: $2,100 for singles and $4,200 for married
couples, $1,000 for over 65.
Standard Deduction: Same as federal.
Medical/Dental Deduction Same as federal.
Federal Income Tax Deduction: Partial, limited to $5,000
for individuals and $10,000 for joint returns.
Public Pension Exclusion: $6,000 for singles subject to income
limits
Private Pension Exclusion: $6,000 for singles subject to
income limits
Social Security Exemption: subject to income limits.
Railroad Retirement Exemption: Full
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linked sites.
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