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State Guru

 On this state page you will find resources, senior housing, and senior lifestyle opportunities. Such items address Seniors' needs from Active Communities to Assisted Living along with Insurance, Medical and Financial Planning information.
We attempt to keep the state unique information current. To accomplish this we encourage individuals to become a state "guru".

If you are aware of any changes that need to be made or might want to become a guru with its related rewards, please let us know via the email or address at the bottom of this page.


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Bookmark seniorresource.com before clicking on any of our many links so you can come back to find more information!

After Mom Moves

After Mom Moves

After Mom Moves
AFTER MOM MOVES

Are you trying to manage the resources from afar?

  You may benefit from Seniors Real Estate Coordination
- Property preparation for sale - Estate clean out - No hassle transitions
- Communication with family & professional advisors - Home sale and closing
To contact a Seniors Real Estate Professional click HERE
NO extra fees or obligation
Agencies on Aging

Agencies on Aging

Department of Aging
50 West Broad Street, 9th Floor
Columbus, OH 43215-5928
1.800.282.1206
614.466.1221

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Alzheimer's Communities Regulations


Alzheimer's Unit requirements are not separately specified
Department of Health,
Special Projects Section
614.752.2761



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Assisted Living Communities

  • Cincinnati

Atria Northgate Park

9191 Roundtop Road
Cincinnati, OH 45251


Come home to Atria Northgate Park, a uniquely designed one-story community located in a quiet residential neighborhood with retail shopping, a supermarket, restaurants, drug stores, movie theaters and Northgate Mall which is just two short blocks away. Enjoy the independence we provide, along with the support services needed.


  • Sharonville

Mallard Cove

1410 Mallard Cove Drive
Sharonville, OH 45246


Come home to Mallard Cove, a charming community nestled alongside a beautiful lake. Spacious studio, one- and two-bedroom apartments offer full kitchens, individually controlled air conditioning and heating, and a private balcony or patio overlooking the lake or surrounding woodlands. Mallard Cove is no longer an Atria Community. Please see Atria Northgate Park Above



Assisted Living Communities

Assisted Living Communities

Assisted Living Communities Your retirement planning should be based on understanding the options associated with Assisted living. As part of a retirement plan these options combine housing, support services and health care, as needed. Assisted living is a retirement service for individuals who require assistance with everyday activities such as meals, medication management or assistance, bathing, dressing and transportation. Some residents may have memory disorders including Alzheimer's, or they may need help with mobility, incontinence or other challenges of senior life. Residents are assessed to determine the level of service they may need. These retirement services generally include: 24/7 supervision, 3 meals a day, housekeeping, transportation, minor medical attention, personal care assistance, security and emergency call, exercise programs, social and educational activities. In addition some Assisted living communities may provide: gardens, libraries, and chapels.

Assisted living communities are operated by both profit and non-profit organizations. Pricing can range from $1000 to over $4,000 per month based on your location. There may be extra fees for special services.

Learn more about Assisted Living Communities here.


Assisted  Living Communities

Assisted Living Communities

Assisted 
                Living Communities
Community
Address
City
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ZIP
    

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Assisted Living Regulations

Assisted Living Regulatory Information
Department of Health, Special Projects Section
614.752.2761

Residential Care Facilities. Residential Care Facilities provide accommodations for 17 or more unrelated individuals, supervision and personal care services for three or more of those individuals who are dependent on the services of others. Residential Care Facilities provide supervision, personal care services, administer medication, supervise special diets, and perform dressing changes. Facilities may also provide up to 120 days of nursing services on a part-time, intermittent basis.


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Attorneys: Elder Law and Estate Planning

  • Akron, Cleveland and Northeastern Ohio

The Law Office of Margaret H. Kreiner

2020 Front Street, Suite 202
Cuyahoga Falls, Ohio 44221
330.331.5174
kreinerlaw@aol.com

I am one of the few Elder Law attorneys certified by the National Academy of Elder Law Attorneys (NAELA) in Northeastern Ohio. As a certified Elder Law attorney I advocate for YOU in the areas of Estate Planning/Asset Sheltering, Medicaid Planning and Application, Wills, Trusts, Advance Directives, Probate, and several other areas affecting the needs of our older citizens.


Dennis G. Mille, Esq
Phillips & Mille Co., L.P.A.

7530 Lucerne Drive, Suite 200
Middleburg Heights, Ohio 44130
440.243.2800
and
1392 SOM Center Road
Mayfield Heights, Ohio 44130
dmille@pmlawyers.com


Dennis Mille is one of the few Elder Law attorneys in Ohio who is board certified by the National Elder Law Foundation which is approved by the Commission on Specialization of the Supreme Court of Ohio. As a Certified Elder Law Attorney (CELA), we advocate for you in the areas of Medicaid Planning, Estate Planning, Asset Protection, Wills, Trusts, Powers of Attorney, Probate, Nursing Home Negligence, Domestic Relations, Real Estate Matters, and Business Planning or Transfer of Ownership issues.


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Attorneys: Social Security Disability

  • Akron and Northeastern Ohio

Dianne R. Newman, Attorney at Law
Sternberg, Newman, Shifren & Associates

411 Wolf Ledges Parkway #300
Akron, Ohio 44311
330.762.6474
email newdab@aol.com

Specializing in Social Security Disability law working with seniors and the disabled in Ohio to secure their entitlements from Social Security.


Adult Day Care

Adult Day Care

Adult Day Care Adult Day Care programs provide an assortment of health, therapeutic, and social services to those at risk of being placed in a nursing environment. Adult Day Care services support elderly individuals who lack full independence but who do not need 24-hour nursing care. Services may include therapeutic and social activities designed to meet and enhance the participant's level of functioning through individual plans of care. Such Adult Day Care services generally provide support, respite and education for caregivers.

A typical Adult Day Care center operates 10 - 12 hours per day and provides meals, social/recreational outings, and general supervision. Some Adult Day Care centers maintain a nurse on-site and may also provide transportation and personal care.

With the added support through participation in Adult Day Care, admission to rest homes or nursing homes may be delayed. Hence, participants may be able to remain at home with family members for a longer period of time. In addition the social stimulation and recreational activities often mitigate the decline of cognitive/physical functions.

Adult Day Care support also aids caregivers by providing respite services thus enabling caregivers to work or to have a break from their caregiving responsibilities.

Costs for services are usually less than a home health visit and significantly less than a skilled nursing facility. Daily fees for adult day services vary depending upon the services provided.

Learn more about Adult Day Care here.

Adult Day Care

Adult Day Care

Adult Day Care
Property
Address
City
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ZIP
    
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Award Winning HMOs

Find out if any HMOs in your area rank in the top 50. HealthMatrix Research Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for an HMO and answers to Frequently Asked Questions.


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Drug Savings Programs and Medical Aids

Find Low Drug Prices

Save money! Compare prescription drug prices for 1,000+ medications. You'll also see online pharmacy ratings and shipping fees so you can compare total costs.

Find Low Drug Prices from Verified Pharmacies
 
compare drug prices


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iDiaper.com offers incontinence products and medical supplies for those in need. Adult Diapers
We have or can get just about anything, and you are welcome to call us at (866) 559-0353 or email us at admin@idiaper.com.

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seniorresource.com

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Health Insurance
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Health Insurance Counseling and Advocacy Program (HICAP)

Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided.
1.800.686.1578
For more counseling information visit www.medicare.gov

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Housing Guides


Find a retirement community, assisted living, nursing home, Alzheimer's care, home care, hospice and other senior products & services online at
www.NewLifeStyles.com
or in print by calling 800-869-9549.

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Insurance: Automobile

All Web Leads USinsurance.com

 

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Insurance: Life

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Insurance, Long Term Care


Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities. Long-term care insurance can help pay for such care in the future. To help protect your financial independence, as you grow older, many Long Term Care Insurance providers have plans that offer comprehensive benefits as well as a proven track record of claims payments and financial stability. You should review all your options carefully.

 


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Investments: Annuities, 401K Rollovers





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Medical Informational Record Services

    Is your medical information

    available to your caregiver??

  • A Personal Health Record for Caregivers
  • Keep track of all your medications and allergies
  • Carry your legal directives such as DNR, living will with you!
  • Attach your x-rays, test results and more!
  • Keep track of all your insurance claims in one place
  • Here is how you can make it happen!


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Moving Help and Supplies

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Move it. Store it. And save

PODS has made moving and storage easy and convenient. We’ll bring a container right to you, and you can take as long as you like to load it.

5% OFF 1st Month storage rental. 5% Off long-distance moves.

Moving

  • Pack at your own pace
  • Ground-level loading
  • No renting or driving a truck

Storage

  • Secure, clean Storage Centers
  • Lock it, and you keep the only key
  • Pack once—no repacking

Start Saving
Now Order

OR call 866-767-PODS and mention PROMO CODE SR411
*Available for a limited time only at participating locations. Offer void where prohibited by law. Please call for service locations. Must mention promotional code at time of order. Cannot be combined with any other offer. For local moves, 5% off first month's storage. Additional mileage charges may apply if outside our standard delivery area. For inter-franchise moves between two different PODS company-owned and/or franchisee territories, 5% off first month's storage, administrative fees, and transportation costs.


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Placement Referral Help for Seniors


A Place for Mom

FREE nationwide referral service helping families find nursing homes, assisted living, Alzheimer's care, retirement communities, home care, and other senior care options.

Our experienced Eldercare Advisors have assisted thousands of families with the difficult task of selecting senior care

Start your search today:
online assessment form.



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Real Estate Agents: Buy or Sell



Interested in Buying or Selling
a Home or Condo?

Whenever possible your inquiry goes to a Specialist trained to work with seniors from over 800 such specialists in our International referral network.

Having a Professional Specialist contact you, is just a click away! Fill out the inquiry form and we do the rest.


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Reverse Mortgage

FIND OUT IF A

REVERSE MORTGAGE

IS RIGHT FOR YOU

Hi, my name is Tom Chelf, a Certified Reverse Mortgage Consultant. I am fully committed to providing the most comprehensive education and support to help you reach your financial goals, and most importantly, to help you decide if a Reverse Mortgage is right for you. Customer respect and consideration is extremely important to me so please call me at

1-877-919-TRUST(8787)

with any questions or concerns you may have. For more information, and/or a FREE Reverse Mortgage Quote and Analysis click HERE


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Respite Care and Snow Bird Vacations

Northgate Park

9191 Roundtop Road
Cincinnati, Ohio 45251
License #5291

The Northgate Park OasisSM Program for Seniors is a Short-Term
Residence Stay alternative for yourself, a loved one, or a patient.
The OasisSM Program for Seniors offers temporary stay opportunities for the following scenarios:

  • Respite opportunities for caregivers

  • Socialization and companionship for seniors

  • Recuperation after illness options

  • A chance to explore alternatives for the future.

  • Stays can be from 1 to 30 days and seniors can expect to savor a hotel-like environment, the company of fellow residents, freshly prepared meals, social activities, and shopping day trips.
    Inquire now!





    Mallard Cove

    1410 Mallard Cove Drive
    Sharonville, Ohio 45246
    License #4977

    The Mallard Cove OasisSM Program for Seniors is a Short-Term
    Residence Stay alternative for yourself, a loved one, or a patient.
    The OasisSM Program for Seniors offers temporary stay opportunities for the following scenarios:

  • Respite opportunities for caregivers

  • Socialization and companionship for seniors

  • Recuperation after illness options

  • A chance to explore alternatives for the future.

  • Stays can be from 1 to 30 days and seniors can expect to savor a hotel-like environment, the company of fellow residents, freshly prepared meals, social activities, and shopping day trips.
    Inquire now!


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    Medicare Insurance Divider

    State Department of Insurance

    Insurance regulations differ from state to state.
    Need help with an insurance company provider?
    Want to know who writes Medigap insurance in your state?
    Contact: Insurance Department
    Consumer Servicves Division
    2100 Stella Court
    Columbus, OH 43215-1067
    1.800.686.1526
    614.644.2673

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    Taxes

    • Personal Income Tax
      Tax Rate Range: 0.743% to 7.5%.
      Nine income brackets: Lowest is $5,000, highest is $200,000
      Personal Exemptions: $ 1,200 for singles and $2,400 for marrieds.
      There is a per exemption tax credit of $20.
      Standard Deduction: 0.
      Medical/Dental Deduction 0.
      Federal Income Tax Deduction: 0.
      Public Pension Exclusion: $200 maximum credit, based upon income.
      Private Pension Exclusion: $200 maximum credit, based upon income.
      Social Security Exemption: Full.
    • Sales Tax: 5% (Food and prescription drugs exempt.)
      Local jurisdictions levy additional sales taxes. For further information Ohio Department of Taxation.


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