After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
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You may benefit from Seniors
Real Estate Coordination
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- Property preparation for sale - Estate
clean out - No hassle transitions
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- Communication with family & professional
advisors - Home sale and closing
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To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation
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Agencies on Aging
Department
for the Aging
700 Centre, 10th Floor
700 East Franklin Street
Richmond, VA 23219-2327
1.800.552.4464
804.225.2271 |
Alzheimer's Care Communities
Sudley
Manor House
7750 Garner Drive
Manassas, VA 20110
703.392.9797
An Assisted Living Residence of Distinction
With an Alzheimer's/Memory Care Neighborhood
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Alzheimer's Communities Regulations
Alzheimer's Unit Requirements set by
Department of Social Services,
Division of Licensing Programs
804.692.1786
Regulations cover facilities caring for adults with serious
cognitive deficits. Doors leading to the outside shall have a
system of security monitoring. Free access to an indoor walking
corridor or other areas used for walking must be provided. The
facility must employ an administrator and staff sufficient to
provide services to maintain the physical, mental, and psychosocial
well-being of each resident. If assisted living services are provided,
a licensed health care professional must be on site at least quarterly
to provide health care oversight and nursing staff must be present
to meet residents' skilled nursing needs.
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Assisted Living Communities
 Your
retirement planning should be based on understanding the options associated
with Assisted living. As part of a retirement plan these options combine
housing, support services and health care, as needed. Assisted living
is a retirement service for individuals who require assistance with
everyday activities such as meals, medication management or assistance,
bathing, dressing and transportation. Some residents may have memory
disorders including Alzheimer's, or they may need help with mobility,
incontinence or other challenges of senior life. Residents are assessed
to determine the level of service they may need. These retirement
services generally include: 24/7 supervision, 3 meals a day, housekeeping,
transportation, minor medical attention, personal care assistance,
security and emergency call, exercise programs, social and educational
activities. In addition some Assisted living communities may provide:
gardens, libraries, and chapels.
Assisted living communities are operated by both profit and non-profit
organizations. Pricing can range from $1000 to over $4,000 per month
based on your location. There may be extra fees for special services.
Learn more about Assisted Living Communities here.
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Assisted
Living Communities
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Assisted Living Regulations
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Assisted Living Regulatory Information
Department of Social Services,
Division of Licensing Programs
804.692.1786
Adult Care Residences. An Adult Care Residence provides
care in a primarily residential setting. "Assisted Living" is
a level of service provided in an Adult Care Residence for adults
who may have physical or mental impairments and require assistance
with two or more activities of daily living. Facilities may restrain
residents, if necessary.
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Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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Award Winning HMOs
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Find out if any HMOs in your area rank in the top 50. HealthMatrix
Research Inc. ranks HMOs, provides price comparisons, tips
to ask when shopping for an HMO and answers to Frequently Asked
Questions.
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Communities - Non-Age Restricted
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Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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General Resources for Retirees
- South Eastern Retirement
offers information and articles that focus on Virginia,
North Carolina, South Carolina, Georgia and Florida retiree interests.
Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.552.3402
For more counseling information visit www.medicare.gov
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Housing Guides
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Find a retirement community, assisted living,
nursing home, Alzheimer's care, home care, hospice and other senior
products & services online at
www.NewLifeStyles.com or in print by calling 800-869-9549.
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Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully.
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Investments: Annuities,
401K Rollovers
 
 
Medical Informational Record Services
Is your medical information
available to your caregiver??
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A Personal Health Record for Caregivers
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Keep track of all your medications and allergies
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Carry your legal directives such as DNR,
living will with you!
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Attach your x-rays, test results and more!
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Keep track of all your insurance claims
in one place
Here is how you can make it happen!
 
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Moving Help and Supplies
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Move it. Store it. And save
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PODS has made moving and storage easy and convenient. We’ll bring
a container right to you, and you can take as long as you like to
load it.
5% OFF 1st Month storage rental. 5% Off
long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
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Start Saving
Now 
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OR call 866-767-PODS and mention PROMO CODE
SR411 |
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*Available
for a limited time only at participating locations. Offer void where
prohibited by law. Please call for service locations. Must mention
promotional code at time of order. Cannot be combined with any other
offer. For local moves, 5% off first month's storage. Additional
mileage charges may apply if outside our standard delivery area.
For inter-franchise moves between two different PODS company-owned
and/or franchisee territories, 5% off first month's storage, administrative
fees, and transportation costs.
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Placement Referral Help for Seniors
A
Place for Mom
FREE nationwide referral service helping
families find nursing homes, assisted living, Alzheimer's
care, retirement communities, home care, and other senior
care options.
Our experienced Eldercare Advisors have assisted thousands
of families with the difficult task of selecting senior care
Start your search today:
online
assessment form.
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Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
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State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Bureau of Insurance
1300 E. Main Street
Richmond, VA 23219
1.800.552.7945
804.371.9691 |
Taxes
- Personal Income Tax
Tax Rate Range: 2% to 5.75%.
Four income brackets: Lowest is $3,000, highest is $17,000
Personal Exemptions: $800 for singles and $1,600 for marrieds.
Residents 62 to 64 may exclude up to $6,000 of income, over 65 may exclude
up to $12,000.
Amounts allowed for exclusion may be reduced by the amount of Social
Security received
Standard Deduction: $3,000 for singles, $5,000 for marrieds filing
jointly.
Medical/Dental Deduction Partial.
Federal Income Tax Deduction: 0.
Public Pension Exclusion: 62-64 $6,000 single; 65+, $12,000 single
Private Pension Exclusion: 62-64 $6,000 single; 65+, $12,000 single
Social Security Exemption: Full.
- Sales Tax: 3.5% (Prescription and non-prescription drugs exempt,
3% for food.)
For further information Virginia Department of Taxation.
- 62 -64 $6,000 per taxpayer; 65 and older,
$12,000 per taxpayer
Additional Resources
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